As a P2P lending platform, Modal Rakyat connects lenders with thousands of micro, small and medium businesses from across Indonesia. We ensure a robust analysis, verification, and protection through various methods for your safety blanket.
On Modal Rakyat, lending starts from Rp 5,000,000 per loan. That means everyone can be a lender, including you. And it’s very easy to create a diversified loan portfolio to protect your funds and earn more stable returns. Get started right away and hand pick loans based on your own criteria.
Using Modal Rakyat app, lenders can choose from a wide range of selected loans, including but not limited to:
SME Loans Micro Loans Multipurpose Loans
Why Modal Rakyat?
✅ Licensed by OJK Licensed and monitored by Financial Services Authority of Indonesia or OJK (KEP-27/D.05/2021) & Kominfo.
📈 Attractive Returns Earn up to 18% p.a
💰 Start From Small Amounts Just with IDR 5,000,000, you can fund SMEs that went through a strict process of selection from Modal Rakyat’s Team.
💸 Liquid Funding Schemes Modal Rakyat offers a wide range of loan tenure selections, enabling you to manage your fundings seamlessly.